I would like to thank the many individuals whose contributions made it possible for me to complete this report. They took time away from their schedule to assist me with a variety of tasks. Some started with me in the designing and planning phases. I will always be indebted to the individuals listed below:

John Wiklund - for his research and editorial support, and for giving me the extra push when needed

Erik Wiklund – for creating the seed for this venture and his vast experience in report writing

Simon Hughes, Jake Taylor, & Albert Berry – for their lessons on website design and general web technology advice

John Stamm – for all the contacts and giving me the credibility that came in handy

Abdou Kasse – for allowing me uncensored access to his clients

Marlene Gummo – for the education on conducting research in Senegal

For their contacts, help with pre-Senegal planning, and enterprise development education:

Makanda Kioko , Salvatore Federico, Antonio Gayoso , Joan Dudik-Gayoso , Anicca Jansen, Thomas Bruns , Jeremy Terr, Jonathan Smith, Cathy Nguyen, Joan Hall, Michael Carson, Jocelyn Wyatt, Nouma Dione-Mbaye, Jean-Paul Gauthier, Colleen Green, Kate Woods, Anita Campion, Thomas Parr , Evelyne Gomis, Ling Ling Phung, Matt Berg, Francisca Diene, Rhett Gurian

For their contacts and education on Senegal SME environment and culture

Assane Diallo, Mark Gizzi, Madeleine Cissé, Moussa Seck, Frédéric Ponsot, Vincent Akue, Sada Cissé, Youssou Diop, Josiane Gauzens, Ibrahima Niang, Mamadou Koné, Bachir Ndiaye, Moustapha Gaye, Augustin Apetey, Molly Glenn, Winship Boyd, Franck Maubert

Finally, thanks to all the business owners, business services providers, government officials, and NGO representatives that provided the interviews that are now part of this report.